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Many individuals, especially middle aged, make it a point to visit their physicians for an annual physical health check up. The doctor will ask about his concerns, take his blood pressure and collect his blood and urine samples. Doctor will analyse lipid profile and the functioning of his vital organs like heart, kidney, liver and lungs etc. A similar annual check up takes place in another type of practitioner’s office: financial planners. But instead of analysing the individual’s good and bad cholesterol levels, a planner may evaluate his good debts (home loans) and bad debts (credit card dues and personal loans). And instead of testing the reflexes of the person, he may look at his savings and investments and assess his ability to respond to a financial emergency. This case study aims to illustrate the practical aspects and sequential steps in the personal financial health check up carried out by a financial planner for his client. A client’s personal financial health check will assess the following: [Is his debt under control?, Does he have enough liquidity to meet emergencies?, Is he adequately insured?, Is his net worth growing?, Is he following healthy financial habits? and more.]