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This chapter is excerpted from ‘Common Sense Finance: Finance for Individuals and Entrepreneurs'. This book addresses, from a conversational and hands-on perspective, the implications of finance, financial literacy, and the importance of understanding finance for both individuals and entrepreneurs. Finance and understanding financial matters are the ones that drive the decision-making process for businesses, large and small; but it is especially important for small business owners as they attempt to build, expand, and develop their businesses. As a CPA, member of the AICPA Financial Literacy Commission, and a weekly columnist for Inc, it is clear that personal finance and financial literacy is something that drives decisions and plans for both individuals and organizations. Better informed people make better decisions. This book addresses the multitude of financial issues faced by individuals, entrepreneurs, and small business owners. Incorporating technology trends into this text, resources, links, and additional information are integrated throughout this text.