Product details

Personal financial planning and investment management is an important aspect in an individual's life. Having timely financial goals and planning appropriate investment portfolio towards achieving the financial goals needs certain skills sets and understanding of risk return trade off, time value of money and types of investments. There are various objectives of investment function; earnings regular returns, building retirement corpus, buying assets, tax savings, short term goals like buying depreciable assets, planning a holiday, managing liquidity requirements etc. All these objectives must be taken into account while designing an investment portfolio. This case talks about a young couple Sruthi and Nitin who married 3 years ago and till now they have not done any serious thinking about financial planning. All these days, they were enjoying their life by spending their money in maintaining a good life style, vacations and socializing. Since they are starting their family, they decided to think seriously about financial planning and decided to take help from a financial consulting agency called 'Fortune Consultancy Services'. This organisation helps people in creating appropriate portfolios by considering factors like age, risk appetite, income, age, financial goals etc.