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Case
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Reference no. 816-0119-1
Subject category: Entrepreneurship
Published by: IBS Center for Management Research
Published in: 2016

Abstract

In late 2015, India's central banking institution, the Reserve Bank of India (RBI), took Prompt Corrective Action (PCA) against state-run Indian Overseas Bank (IOB). Three operational parameters had brought IOB on RBI's radar: Capital to Risk weighted Assets Ratio (CRAR), also called the Capital Adequacy Ratio (CAR); Net Non-performing assets (NPA); and Return on Assets (RoA). Under the new CEO, IOB is looking for a turnaround even as losses mount.
Location:
Industry:
Size:
Medium
Other setting(s):
1955-2015

About

Abstract

In late 2015, India's central banking institution, the Reserve Bank of India (RBI), took Prompt Corrective Action (PCA) against state-run Indian Overseas Bank (IOB). Three operational parameters had brought IOB on RBI's radar: Capital to Risk weighted Assets Ratio (CRAR), also called the Capital Adequacy Ratio (CAR); Net Non-performing assets (NPA); and Return on Assets (RoA). Under the new CEO, IOB is looking for a turnaround even as losses mount.

Settings

Location:
Industry:
Size:
Medium
Other setting(s):
1955-2015

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