Product details

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Abstract

Many were shocked when a young, barely 24-year-old HDFC Bank surpassed the State Bank of India (SBI) in market valuation even though SBI was the largest lender in the country with the size of its balance sheet several times larger than that of HDFC Bank. It was like the Bible story of David versus Goliath. The market was laughing at SBI and this had to change. SBI must reinvent itself, and sufficiently fast, if it was to reclaim its pride of place in Indian banking and grow into a world class successful bank. The big questions were what would it take to turn the tables and where to begin? Before preparing a strategic plan for SBI, it was necessary to understand the business model of HDFC Bank and its secret of success. A realistic financial SWOT analysis vis-a-vis HDFC Bank would show the way to enhance competitiveness and improve performance.

Teaching and learning

This item is suitable for undergraduate, postgraduate and executive education courses.

Time period

The events covered by this case took place in 2016 to 2018.

Geographical setting

Region:
Asia
Country:
India
Locations:
Mumbai;New Delhi

Featured company

State Bank of India
Employees:
10000+
Turnover:
INR 2,109,792
Type:
Public company
Industry:
Banking
Other keywords:
SWOT; Non-Performing Assets; Sustainable Competitiveness; Strategic Funds Deployment; Employee Stock Options; Financial Ratios Analysis

Featured protagonist

  • Jayakumar (male), Chief Strategy Officer

About

Abstract

Many were shocked when a young, barely 24-year-old HDFC Bank surpassed the State Bank of India (SBI) in market valuation even though SBI was the largest lender in the country with the size of its balance sheet several times larger than that of HDFC Bank. It was like the Bible story of David versus Goliath. The market was laughing at SBI and this had to change. SBI must reinvent itself, and sufficiently fast, if it was to reclaim its pride of place in Indian banking and grow into a world class successful bank. The big questions were what would it take to turn the tables and where to begin? Before preparing a strategic plan for SBI, it was necessary to understand the business model of HDFC Bank and its secret of success. A realistic financial SWOT analysis vis-a-vis HDFC Bank would show the way to enhance competitiveness and improve performance.

Teaching and learning

This item is suitable for undergraduate, postgraduate and executive education courses.

Settings

Time period

The events covered by this case took place in 2016 to 2018.

Geographical setting

Region:
Asia
Country:
India
Locations:
Mumbai;New Delhi

Featured company

State Bank of India
Employees:
10000+
Turnover:
INR 2,109,792
Type:
Public company
Industry:
Banking
Other keywords:
SWOT; Non-Performing Assets; Sustainable Competitiveness; Strategic Funds Deployment; Employee Stock Options; Financial Ratios Analysis

Featured protagonist

  • Jayakumar (male), Chief Strategy Officer

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